Financing | Thayer Ford | Bowling Green, OH

Financing Advantages

Why customers choose Thayer Ford for their auto financing

Competitive Rates

We work with over 20 lenders to find the lowest rate available for your situation.

All Credit Welcome

Good credit, fair credit, or rebuilding -- we have financing solutions for every situation.

Quick Approval

Get a pre-qualification decision in minutes, not days. No hard credit pull required.

Trade-In Value

Get a fair, transparent offer for your current vehicle. Apply it directly toward your purchase.

Get Pre-Qualified Today

No obligation, no hard credit pull. See what you qualify for in minutes.

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Vehicle of Interest

By submitting, you agree to be contacted by Thayer Ford regarding your financing inquiry. This is not a credit application and will not affect your credit score. Subject to credit approval.

Ford Credit Financing

As an authorized Ford dealer, Thayer Ford offers exclusive Ford Credit financing options with benefits you won't find at other lenders.

Special APR offers on select new Ford models
Flexible terms from 36 to 84 months
Ford Protect extended service plans
Convenient online account management
First-time buyer programs available

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Ford Credit

Exclusive financing through Ford Motor Credit Company. Trusted by millions of Ford owners nationwide.

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Frequently Asked Questions

Common questions about financing at Thayer Ford

What credit score do I need to get approved?

We work with lenders who finance all credit levels. While better scores typically get lower rates, we have programs for first-time buyers and those rebuilding credit. Our finance team will work to find the best option for your situation.

Will applying for pre-qualification affect my credit score?

No. Our pre-qualification process uses a soft credit inquiry that does not impact your credit score. A hard inquiry only occurs when you formally submit a credit application after choosing a vehicle.

Can I trade in my current vehicle?

Absolutely! We accept trade-ins on all purchases. You'll receive a fair market value offer for your vehicle, which can be applied directly to reduce your loan amount and monthly payment. You can even owe more than your trade is worth -- we can often roll equity into your new loan.

What documents do I need to bring for financing?

You'll need a valid driver's license, proof of income (recent pay stubs or tax returns), proof of residence (utility bill or lease agreement), and proof of insurance. If trading in, bring your vehicle's title.

Do you offer Ford Credit special APR programs?

Yes! As an authorized Ford dealer, we offer Ford Credit incentive programs including special low APR financing on select new models. These offers change monthly, so contact our finance team for current promotions.

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